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Comment collecter de l’argent en ligne pour une cause personnelle

Personal fundraising has transformed dramatically in recent years. More individuals are turning to online crowdfunding platforms to raise money for medical expenses, education costs, family emergencies, and community projects. The digital revolution has made fundraising accessible to everyone, offering faster results than traditional methods while connecting you with a global network of potential supporters.

Whether you’re facing unexpected medical bills, planning an educational journey, or supporting a community initiative, online fundraising platforms provide the tools and reach you need. This comprehensive guide will walk you through the best platforms, proven strategies, and creative ideas to help you launch a successful personal fundraising campaign.

Create your fundraising campaign with Tiing today and turn your cause into a community-supported success story.

Why Raise Money Online for a Personal Cause?

Online fundraising has become the preferred choice for individuals seeking financial support for personal causes. Unlike traditional fundraising methods that require extensive planning and local networking, digital platforms offer immediate access to a worldwide audience of potential donors.

Speed is one of the most significant advantages of online fundraising. You can create and launch your campaign within hours, sharing your story with friends, family, and extended networks almost instantly. 

This rapid deployment is particularly crucial when dealing with time-sensitive situations like medical emergencies or educational deadlines.

Transparency is another key benefit that builds donor trust. Online platforms provide real-time updates on donation progress, allowing supporters to see exactly how much money has been raised and how close you are to reaching your goal. 

This visibility encourages additional donations and keeps your community engaged throughout the fundraising process.

Best Fundraising Platforms for Individuals

Tiing – Simple & Effective Crowdfunding in Canada

Tiing stands out as a user-friendly platform designed specifically for Canadian fundraisers and those targeting North American audiences. 

With competitive fees and intuitive design, Tiing makes it easy to create compelling campaigns that resonate with local communities.

The platform offers customizable fundraising pages, integrated social sharing tools, and secure payment processing. Tiing’s mobile-friendly interface ensures your campaign looks professional on all devices, maximizing your reach across different demographics.

GoFundMe – The most popular global option

GoFundMe remains the world’s largest crowdfunding platform for personal causes, processing billions of dollars in donations annually. The platform charges a payment processing fee of 2.9% plus $0.30 per transaction, with no platform fee for organizers in most countries.

Key features include easy campaign creation, social media integration, and robust donor management tools. GoFundMe also offers excellent customer support and has established trust with donors worldwide, making it easier to receive donations from strangers.

JustGiving & Fundly – Community-based fundraising

JustGiving excels at community-driven campaigns, offering features that encourage peer-to-peer fundraising and team collaboration. Fundly provides similar community-focused tools with additional customization options for campaign pages.

PlatformFeesEase of UseBest ForCountries
TiingCompetitiveVery EasyCanadian CausesCanada, US
GoFundMe2.9% + $0.30Very EasyMedical, EmergencyGlobal
JustGiving5% + processingEasyCommunity ProjectsUK, Global
Fundly4.9% + processingModerateTeam FundraisingGlobal

How to Create a Successful Online Fundraising Campaign

Define Your Fundraising Goal

Setting a realistic fundraising goal is crucial for campaign success. Research similar campaigns to understand what amounts are achievable for your type of cause. Factor in platform fees and payment processing costs when determining your target amount.

Break down your expenses transparently for potential donors. If you’re raising money for medical treatment, itemize the costs of procedures, medications, and related expenses. This transparency builds trust and helps donors understand exactly how their contributions will be used.

Write a Compelling Personal Story

Your story is the heart of your fundraising campaign. Write in first person, sharing personal details that help donors connect with your situation emotionally. Explain why you need help, what impact their donation will have, and how grateful you are for their support.

Keep your narrative focused and authentic. Avoid overly dramatic language, but don’t be afraid to show vulnerability. Donors respond to genuine stories that demonstrate both need and resilience.

Essential elements for compelling stories include:

  • Personal connection to the cause 
  • Specific details about your situation 
  • Clear explanation of how funds will be used 
  • Authentic emotional appeal without being overly dramatic

Add Engaging Visuals (Photos, Videos)

Visual content significantly increases donation rates. Include high-quality photos that show your situation respectfully and authentically. For medical campaigns, consider before-and-after images or photos from treatment facilities.

Video content performs exceptionally well in fundraising campaigns. Create a short, personal video explaining your cause and thanking potential donors in advance. Keep videos under two minutes for optimal engagement.

Set Up an Easy Donation Form

Simplicity in the donation process directly correlates with higher conversion rates. Ensure your chosen platform offers multiple payment options including credit cards, PayPal, and mobile payment solutions.

Enable recurring donation options for supporters who want to contribute monthly. This feature can significantly increase your total funds raised while building long-term donor relationships.

Creative Fundraising Ideas to Boost Donations

Online Events (Virtual Auctions, Gaming Tournaments)

Virtual events have become increasingly popular, especially since they can reach global audiences without geographical limitations. Host online auctions featuring donated items from local businesses or personal collections.

Gaming tournaments, virtual concerts, and online workshops can attract younger demographics while raising funds. These events create engagement beyond simple donation requests, building community around your cause.

Popular virtual fundraising event ideas:

  • Online gaming tournaments with entry fees 
  • Virtual talent shows or concerts 
  • Digital art auctions 
  • Online cooking classes or workshops

Social Media Challenges (#FundMyCause)

Create hashtag campaigns that encourage supporters to share their own stories or participate in challenges. User-generated content expands your reach exponentially as each participant shares with their networks.

Photo challenges, fitness goals, or creative projects tied to your fundraising campaign can go viral, dramatically increasing your donor base. Provide clear instructions and appealing incentives for participation.

Seasonal & Local Ideas (Holiday Raffles, Bake Sales with Online Promotion)

Combine traditional fundraising methods with digital promotion for maximum impact. Host virtual bake sales where supporters can purchase items for local delivery or pickup.

Holiday-themed campaigns often perform well, as people are in a giving mood during festive seasons. Create special promotions or limited-time matching gift opportunities during peak giving periods.

How to Reach Potential Donors Online

Mobilize Friends & Family

Your immediate network forms the foundation of successful crowdfunding campaigns. Start by personally contacting close friends and family members before launching publicly. Their early donations and shares create momentum that attracts additional supporters.

Ask specifically for both donations and social sharing. Many people are willing to help spread the word even if they cannot contribute financially at the moment.

Use Social Media Platforms (TikTok, Instagram, Facebook)

Different social media platforms require tailored approaches. Facebook works well for detailed updates and community building. Instagram excels at visual storytelling with photos and short videos.

TikTok can help campaigns go viral through creative, authentic content that resonates with younger audiences. Create platform-specific content rather than posting identical messages across all channels.

Effective social media strategies include:

  • Share personal updates and behind-the-scenes content 
  • Use relevant hashtags to increase discoverability 
  • Post consistently but avoid overwhelming followers 
  • Engage with comments and messages promptly

Share Updates Regularly (Progress Bars, Donor Shoutouts)

Regular updates keep your campaign active in supporters’ minds and social feeds. Share milestone celebrations, thank individual donors publicly (with permission), and provide progress reports on how funds are being used.

Progress bars create visual motivation for both existing and potential donors. When people see you’re close to your goal, they’re more likely to contribute to help you cross the finish line.

Understanding the Costs of Online Fundraising Platforms

Platform fees and payment processing costs vary significantly between different services. Most platforms charge between 2.9% and 5% in combined fees, which includes credit card processing and platform maintenance.

Payment processing fees are typically non-negotiable, as they’re set by financial institutions. However, some platforms absorb these costs or offer premium plans with reduced fees for high-volume fundraisers.

Transparency about fees helps you set appropriate fundraising goals and explains to donors why you might need to raise slightly more than your actual expenses.

PlatformPlatform FeeProcessing FeeTotal CostAmount Received
TiingCompetitiveStandard~3-4%~96-97%
GoFundMe0%2.9% + $0.30~3%~97%
Fundly4.9%2.9% + $0.30~8%~92%

Raising Money for Medical Expenses Online

Medical fundraising represents the largest category of personal crowdfunding campaigns. Healthcare costs continue rising, making online fundraising essential for many families facing serious illnesses or unexpected medical emergencies.

Successful medical campaigns share common elements: clear explanation of the medical condition, transparent breakdown of treatment costs, and regular updates on the patient’s progress. Many campaigns include letters from healthcare providers to verify the legitimacy of medical needs.

Privacy considerations are important in medical fundraising. Share enough information to build trust and explain your situation without compromising personal dignity or medical confidentiality.

Key elements for medical fundraising success:

  • Clear medical diagnosis and treatment plan 
  • Detailed cost breakdown for procedures and medications 
  • Regular health updates while respecting privacy 
  • Documentation from healthcare providers when appropriate

Tools That Can Help in Online Fundraising

Crowdfunding Platforms (Tiing, GoFundMe, Fundly)

Choose platforms based on your target audience, fee structure, and available features. Tiing offers excellent tools for Canadian fundraisers, while GoFundMe provides the largest global reach.

Consider using multiple platforms if your cause has broad appeal, but focus your primary efforts on one main campaign to avoid confusing supporters.

Social Media Promotion Tools (Meta Fundraisers, TikTok Videos)

Facebook and Instagram offer built-in fundraising tools that integrate seamlessly with your existing social media presence. These tools often have lower fees but limited customization options.

TikTok doesn’t offer direct fundraising features, but creative videos can drive traffic to your main crowdfunding campaign page.

Donation Widgets & QR Codes for Sharing Offline/Online

QR codes bridge offline and online fundraising efforts. Create QR codes linking to your campaign and display them at events, on printed materials, or in email signatures.

Donation widgets can be embedded in personal websites, blogs, or email newsletters to capture donations from various online touchpoints.

Pros and Cons of Online Fundraising

AdvantagesDisadvantages
Fast campaign launchDependence on social sharing
Global audience reachPlatform fees reduce funds
Low startup costsHigh competition for attention
Real-time trackingSuccess not guaranteed
24/7 donation capabilityRequires ongoing promotion

Online fundraising offers unprecedented access to potential donors, but success requires consistent effort and strategic promotion. The low barrier to entry means many campaigns compete for attention, making compelling storytelling and active promotion essential.

Traditional fundraising methods like events and direct mail still have value, especially when combined with digital strategies for maximum impact.

Final Tips to Raise Money Successfully

Combine online and offline fundraising methods for optimal results. Host local events while promoting your online campaign, or use digital tools to organize traditional fundraising activities.

Keep donors updated throughout your campaign and beyond. Share milestones, celebrate achievements, and provide updates on how funds are being used. This transparency builds trust for future campaigns and encourages continued support.

Always thank supporters personally when possible. Individual acknowledgments create stronger relationships and increase the likelihood of future donations and referrals.

Essential success strategies include:

  • Start with friends and family before going public 
  • Share regular updates and milestone celebrations 
  • Be transparent about how funds will be used 
  • Express genuine gratitude to all supporters

Start your personal fundraiser today with Tiing and reach your goals faster.

FAQ – How to Raise Money Online for a Personal Cause

What are the best platforms to raise money online?

Popular platforms include Tiing for Canadian fundraisers, GoFundMe for global reach, and JustGiving for community-based campaigns. Choose based on your target audience and fee preferences.

How can I promote my fundraiser effectively?

Share on social media platforms, ask friends and family to reshare your campaign, send personal messages to your network, and provide regular updates on progress and milestones.

Can I raise money for medical expenses?

Yes, medical fundraising is one of the most common uses of personal crowdfunding. Be transparent about treatment costs and provide updates on patient progress when appropriate.

How do I set a fundraising goal?

Be realistic based on similar campaigns, factor in platform fees, break down costs transparently for donors, and consider setting stretch goals for additional needs beyond the minimum requirement.

Photo de profil de l'auteur
Alexandre Robert
Ancien journaliste, actuel blogueur et éternel amoureux de l'écriture, je vous partage mes points de vue et coups de coeur sur le blog de Tiing !